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Your Insurance, Your Future.

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The first insurance company in Kurdistan Region of Iraq has been practicing insurance business since 2004. It has a branch in Duhok Governorate and practices all types of general insurances. Its paid-in capital is (5,500,000,000 IQD) Five Billion and Five Hundred Million Iraqi Dinars. The Company compensated those affected by car accidents for the company’s insured with large sums in order to serve the citizens of the Region, where the Company compensates the insured in a period not exceeding (72) hours after completing the required official documents in order to exceed the routine and to preserve the interests of the insured.

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All types of engineering insurance

  1. All risks of contractors:  All engineering projects and civil, mechanical and electrical contracting for damage that may occur within the work site and cause damage or loss of equipment, devices, machinery and vehicles operating inside the site and covers civil liability to third parties for bodily and property damage.
  2. All dangers of installation and machinery damage: This policy covers all risks that occur as a result of installation of machinery and equipment for laboratories and others that lead to damage, loss or malfunction.
  3. Explosion of boilers and pressure vessels: The policy covers all risks that occur to steam boilers of all kinds.
  4. Electronic Equipment: Covers projects for installing electronic devices and its equipment.

Engineering insurance also includes coverage of damage or loss that may occur at project and contracting sites as a result of natural disasters such as earthquakes, storms, tornadoes and floods, as well as coverage for damages that occur as a result of removing rubble at the site.

The policy cover extends to cover the maintenance period following the end of the project work and any loss or damage that occurs during the mentioned period.

 


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Car and Vehicle Insurance

We offer full protection through a comprehensive insurance policy for all risks ((fire, theft or burglary, traffic accidents, legal civil liability towards the third party)) for physical and material damages at distinct and competitive prices with driver and passenger insurance against personal accidents, injuries and death.


Car loans insurance policy

The Company is obligated to compensate the insured for his/her loss of the loan amount in the event that the borrower does not pay the loan amount for legitimate reasons beyond his/her control during the loan period covered by the policy, and these reasons arise from:

  1. Accidents of fire or complete theft of the vehicle.
  2. Cases of death and complete disability of the borrower.
  3. Loss of the total value of the car resulting from collisions and overturning accidents caused by the borrower.
  4. The bankruptcy of the borrower in one of the ways indicated by the judiciary.
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Energy, Oil and Gas

It covers all risks of damage or loss that may occur to the sites of electrical power plants or oil projects of all kinds:
Liability insurance:
- Insurance against labour accidents.
- The responsibility of employer towards his/her employees.
- Civil liability insurance.
- Professional liability insurance.

1. Insurance for work injuries and the liability of the employer: This policy covers the legal liability that the insured employer bears towards his/her employees and those working with him/her in the event of bodily injury or death.
2. Civil Liability Insurance: This policy compensates the insured for all the amounts he/she is legally obligated to pay as compensation as a result of bodily injury or death that he/she may cause to others.
3. Professional Liability Insurance: Compensating the insured for all amounts that he/she is legally obligated to pay as compensation and that arise from any lawsuit during the insurance period for violating his/her professional duty in any profession (such as doctors, lawyers, engineers) due to negligence, error, or unintentional omission or people who work with the insured for him/her.

We have the one of the leading services for you energy insurance.

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Travel Insurance

The policy covers all accidents that may occur to the insured (traveler) such as loss of passport or baggage, flight delay, emergency illness, sudden injury and any other unexpected circumstances during travel.

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